Our Process
Building deep relationships with our clients and their families is how we base our development of financial plans. Our four-step approach allows us to serve our clients needs.
Our History
Michael N. Bernier, CFP®, AIF®, brings over two decades of industry experience and passion for financial education that shape his approach in working with clients.
Our Dedication
We are committed to holding ourselves to a fiduciary standard and ensuring that our clients are provided with personalized advice that empowers them to make well-informed financial decisions.
Our Resources
Want to learn more about retirement, social security, or estate strategies? We have a wealth of resources such as articles, calculators, and videos available on our website.
Focus on What Matters to You
Our founder, Michael N. Bernier based the core of our firm on his love for his family. GWC Financial Advisors represents his three children, Grant, Wesley, and Charlotte.
With our foundational value being family, we understand how much our clients have going on and want to help them prioritize what's important to them. We provide financial education to empower our clients with making decisions that suit their family's needs, and we provde our experience and guidance so they can focus their attention on what matters to them.
Initial Consultation
During the first meeting, we gather detailed information on your current financial situation and your future goals.
Comprehensive Planning
Based on the information gathering conducted in the first step, we craft a comprehensive plan and determine the best course for implementation.
Investment Strategy
After we build your plan, we work with you to determine an investment portfolio that aligns with the long-term goals.
Ongoing Coordination
Part of our holistic approach means we facilitate the coordination of key professionals such as estate planning attorneys and CPAs.
Powered by LPL Financial
As financial advisors within LPL Financial’s employee advisor channel, we have access to a wide range of resources and tools that enable us to create personalized financial strategies. This includes robust financial planning software, market research, and investment analysis tools, as well as a diverse selection of investment options from various providers.
This alignment of interests fosters a relationship built on relationships and transparency, enabling us to develop personalized strategies that truly address the unique needs and circumstances of each individual client. Additionally, ongoing professional development, training, and compliance support help us stay updated on industry best practices, regulatory changes, and financial planning techniques.